Ladies,

I live in Northern Illinois on 15 acres in the house that my husband and I built 7 years ago.  I have 2 wonderful adult sons, Adam and Josh, both of whom will be getting married in 2010.  My first grandson, who is now 2 ½, has shown me how special being a grandma can be.  I so enjoy my time with him.  We also have 2 dogs; an older lab and a 1 year old golden retriever puppy who is already 95 lbs and growing.   He thinks he’s a lap dog and we don’t have the heart to tell him otherwise.

Seven years ago,  I started my firm, The Palmer Financial Group, Inc., offering life and health insurance.  However, I quickly found that I wasn’t helping my clients the way that I wanted.  In order to make sure that I did the right thing for them at all times, I needed to talk with them about their entire portfolio and family situation and desires.  So I got my Registered Investment Advisor license, which gave me the legal ability to review people’s entire portfolios.   Then I got my property and casualty insurance license.  I now can help my clients understand what is right for them in all areas of investing and insurance; life insurance, annuities, and property and casualty insurance.  Additionally, I can help business owners protect their assets with the property liability and casualty insurance.  

A couple years ago, I was introduced to a tool that would help me take a Values Based approach with my clients and since became a Certified Values Coach.  What this tool and values based coaching does is to help bring our subconscious values to a conscious level which then makes it possible to make decisions in our life based on those very personal values.  To do so allows one to plan their financial, personal, professional and spiritual decisions based on their personal values.  The result of the decisions they make then are much more fulfilling for the individual.  It helps them on their path to a more fulfilling future and a more mature level in which to live their personal, professional and spiritual growth; IT IS a clear map for their personal development throughout their life and a valid measurement of where the person is on their development journey.  I use this values based approach with my financial services clients when they desire or with clients who simply need assistance sorting through their life decisions.

I am also a certified business coach with training in neurolingistic coaching.  I believe that all the coaching training assists me in helping all my clients to improve their situation, financially or personally.  In my spare time I am working through some formal training  to become a certified Ayurveda Councelor. Biking, golfing (even though I’m not real good), boating, self-development, and sketching are some of my hobbies that I like to spend time on as well.

In March of 2010, I had some health issues which were starting to affect my energy level and mobility.  I started taking Univera Products in an effort to help with these issues and it helped.  In fact, I’m not having surgery on my foot because of the Univera products.  I then took a trip to the corporate headquarters to do my due diligence on the company.  I was blown away with the opportunities that this company had to help people improve their health and if they choose, to improve their financial future.  So my husband and I chose to start our parttime Univera business, to help Univera bring the best of nature to humankind.  Helping to improve people’s lives physically and financially is very rewarding. 

Whether you need financial services advice, business, life or career coaching, or renewed health and supplemental income, we should talk.  I believe in educating folks on what is available to them and then people will usually make the right decision for themselves.

I look forward to getting to know you.

Bev Scheider

Registered Investment Advisor

Insurance Licensed

Certified Values Coach

Certified Business Coach

(815) 275-0959

www.ThePalmerFinancialGroup.com

bevs.myunivera.com